Mortgages Made Easy!
Your guide to building wealth through investment in real estate. Whether you're buying your first home, a second property, or investment property, let us ensure you get the BEST mortgage for you!
We make mortgages easy by providing stress-free solutions so you can sleep at night!
1800+
Families helped
10+
Years of Experience
100%
Success Rate
Unlock
Smarter Homeownership with Expert Guidance
Discover tailored mortgage strategies that align with your goals—making your path to homeownership clearer and more achievable.
Unleash
Your Mortgage Potential with Trusted Advice
Get the clarity and confidence you need to make informed decisions at every stage of your home financing journey.
Testimonials
Feedback and Reviews
Read what our past clients have to say about our services.
Iryna Rybchak
As initial homebuyers, I never anticipated the stress that comes with acquiring your first house. Nevertheless, Justin guided us through the process, providing support and advice even during challenging moments. His excellent work and personal qualities make him highly recommended!
Kate Carnegie
(St. Catherines)
Justin Chausse gets results PERIOD! As a single mom of two I needed a mortgage ASAP and Justin went above and beyond to guide me through each step. It was not an easy process, but Justin made me feel comfortable and confident at a time when I needed it the most. Justin is smart, dedicated, kind and easy to work with. I highly recommend working with Justin Chausse and encourage you to ask him the hard questions. He will find the answers and knows how to communicate them effectively.
Adam Walker
As a first-time investor in the real estate market, I was quite apprehensive about the entire mortgage process. Thankfully, I had the great fortune of working with Justin Chausse, a highly knowledgeable and dedicated mortgage broker who provided me with exceptional guidance and support throughout.
Comprehensive Mortgage Resources
Learn from mortgage professionals and gain the insights you need to navigate home financing with confidence.
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Meet Our Team
Get to know the dedicated experts guiding you through every step of your mortgage journey.
Justin Chausse
Mortgage Expert
Marsha Chausse
Mortgage Expert
Your Trusted Mortgage Experts in Niagara Region
Choosing the appropriate mortgage could be difficult, but Chausse Mortgage Group makes it easier with personalized solutions and professional guidance. Our staff concentrates on your financial needs to identify the finest loan possibilities from several banks and lenders. We offer Mortgage Services in St. Catharines that cater to first-time buyers, property investors, and homeowners looking to refinance. Every solution is built around your goals, ensuring clarity and confidence from start to finish.
For those across the country, our Mortgage Services in Canada deliver the same commitment to transparency and personalized service. Whether you're moving provinces or settling locally, we're with you every step. Our licensed professionals are also proud to offer dependable Mortgage Services in Canada that include renewals, refinancing, and equity takeouts helping you unlock smarter financial opportunities. In Stoney Creek, our Mortgage Service in Stoney Creek connects clients with competitive rates and tailored mortgage planning. We bring local insight and national expertise together.
Thinking ahead? Get Mortgage Pre-Approval In Canada to know exactly what you can afford before house hunting begins. Quick, easy, and always reliable.
Chausse Mortgage Group – Professional, personal, and trusted mortgage solutions tailored just for you. Experience guidance that feels like a partnership.
FAQs
Find answers to commonly asked questions about mortgages.
What is a pre-qualification?
A pre-qualification is when you provide generalized information to a lender or online calculator, without the information being confirmed, and receive an estimated max purchase price.
What is a pre-approval?
A pre-approval is when a qualified mortgage professional reviews the information provided, such as your mortgage application, income & down payment documents, along with verifying your credit bureau to provide you with a more accurate max purchase price.
What is an approval?
After you have an accepted offer to purchase your dream home, your Mortgage Broker will submit your information to a lender. Once the lender reviews & confirms all the information provided, they will provide you with a full approval.
How much do I need for a down payment?
If you're buying an owner-occupied property, you may be eligible to put as little as 5% down. Keep in mind that just because the minimum down payment is 5%, you still need to qualify for the total mortgage amount (based on your income & debts).
Many people don't realize that the rules change for a purchase price above $500,000. In this case, you will require 5% on the 1st $500K and 10% on the remainder (up to $1M). If you're purchasing a home for over $1M you will require a minimum of 20% down.
If you're purchasing a rental property, you will require a minimum of 20% down.
What if I don't qualify for the home I want?
This is where your mortgage professional can help provide you options, such as adding a co-signer, increasing your down payment and/or paying off debts. A Mortgage Broker/Agent has access to multiple lenders, so even if don't fit certain lender guidelines, they can shop around to see if another lender may approve your application.
Unlock Your Homeownership Potential
Discover expert tips and strategies for securing the right mortgage and achieving long-term financial stability.
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