Explore Your Options with Our Easy Mortgage Calculators

Easy Mortgage Calculators for Everyday Planning

When the numbers make sense, it is much easier to buy a home. Our mortgage calculator helps you see monthly payments in seconds. No guesswork, only clear results.

Plan Your Home Budget

Use our payment calculator to check how much fits your budget. Adjust rates, terms, or down payments, and watch the results change instantly.

Compare Different Options

Our refinance calculator shows how new rates may lower your payments. See the difference between keeping your loan and switching to another option.

Know Your Buying Power

The affordability calculator gives you a quick view of how much home you may qualify for. Enter your income, expenses, and see a simple estimate.

Save Time and Stress

Each calculator tool works fast, so you can plan before you talk with a lender. Simple numbers bring peace of mind when making big decisions.

At Chausse Mortgage Group, we pair intelligent technologies with experienced advice to help you feel prepared, educated, and equipped at each step of the process.

Mortgage Calculators-FAQs

What is a mortgage calculator and how can it help me?

A mortgage calculator is a free tool that estimates your monthly payments based on key inputs like loan amount, interest rate, amortization period, and down payment. It helps you compare scenarios, understand affordability, and plan your budget — all before speaking with a mortgage expert.

Are mortgage calculators in Ontario accurate?

They offer a solid starting point. While they can’t predict all costs (like property tax, insurance, or lender-specific fees), they give you a ballpark estimate so you can make smarter, faster decisions when it’s time to speak with a mortgage professional.

Can I use a mortgage calculator for refinancing my home?

Absolutely. Mortgage calculators can help you compare your current mortgage with potential refinancing options — letting you assess how much you could save on monthly payments or interest over time.

Do I need any documents to use a mortgage calculator?

No documents needed. Just basic numbers like your loan amount, interest rate, and amortization. It’s anonymous, instant, and pressure-free.

Is it really free to use a mortgage calculator in Ontario?

Yes — 100% free. No signups, no commitments, just helpful information to support your home financing decisions.

What’s the difference between a mortgage affordability calculator and a payment calculator?

An affordability calculator estimates how much home you can afford based on your income and debts, while a payment calculator shows what your monthly mortgage payments will be for a specific loan amount. Both are useful tools — together, they give a clearer picture of your homebuying budget.