Reignite Your Mortgage Advantage

Your renewal isn’t just routine—it’s your golden window to score better rates, greater flexibility, and real savings.

Explore Renewal Options

Take the Lead

Renewal That Works Harder for You

Don’t just sign and forget—leverage this moment to refresh your mortgage and make it work even smarter for your future.

Secure a Better Deal

Lenders count on auto-renewals. Beat the system by shopping for a sharper rate and unlocking major savings.

Upgrade Your Flexibility

Renew with a mortgage that adapts to your life—whether that means shorter terms, better prepayment options, or more control.

Switch Without the Stress

Think another lender might serve you better? We’ll make the switch seamless and show you what’s out there.

Refresh Your Mortgage, Reclaim Your Financial Freedom

Your renewal is the perfect opportunity to rework your mortgage and align it with your evolving financial goals.

Secure a better rate, adjust your term, or fine-tune your payment schedule to fit your current lifestyle and budget.

Lower your monthly obligations by locking in a more competitive rate, freeing up cash for other priorities.

Tap into your home equity to fund projects, investments, or consolidate debt, all while strengthening your financial position.

What Our Clients say!

Read what our clients have to say

Justin Chausse gets results PERIOD! As a single mom of two I needed a mortgage ASAP and Justin went above and beyond to guide me through each step. It was not an easy process, but Justin made me feel comfortable and confident at a time when I needed it the most. Justin is smart, dedicated, kind and easy to work with. I highly recommend working with Justin Chausse and encourage you to ask him the hard questions. He will find the answers and knows how to communicate them effectively.

Kate Carnegie

Wow! From the moment we reached out to Justin to the final signing, he provided exceptional service, above and beyond our expectations. We were very impressed with his introductory video and budget overview with a variety of options. He even tweaked our budget often (we had a lot of scenarios we wanted to run through) and answered every question timely and thoroughly. Justin also provided us with informed guidance to help us navigate what would be best for our needs. We highly recommend Justin. He will wow you too!

Alicia Merry

Justin is amazing! I have a unique situation being Self-Employed and he help me navigate my way through the daunting process. Whenever I had any questions he would answer them directly and honestly and he truly calm me down when I was spiralling with anxiety. I recommend him to all my friends and clients! Thank you, Justin, for making this process so much easier!!!! 🙏

Helena S

As a first-time investor in the real estate market, I was quite apprehensive about the entire mortgage process. Thankfully, I had the great fortune of working with Justin Chausse, a highly knowledgeable and dedicated mortgage broker who provided me with exceptional guidance and support throughout.

Adam Walker

As initial homebuyers, I never anticipated the stress that comes with acquiring your first house. Nevertheless, Justin guided us through the process, providing support and advice even during challenging moments. His excellent work and personal qualities make him highly recommended!

Iryna Rybchak

Justin provides top notch service. Detail oriented, knowledgeable and a high level of commitment was demonstrated. Would definitely recommend.

Phil Stouffer

FAQs

Find answers to commonly asked questions about mortgages.

What happens when my mortgage term ends?

When your term ends, you’ll need to renew your mortgage. This is your chance to reassess your needs, renegotiate your rate, or even switch lenders.

Do I have to stay with my current lender at renewal?

Not at all! You’re free to shop around. In fact, switching lenders at renewal often helps you find a better rate or more flexible terms—with no penalty.