Debt Consolidation in Ontario and Canada

Debt Consolidation in Ontario:

Simplifying Your Financial Management

\When you have to pay several debts at the same time, it can easily become too much to handle. We give personal, practical options for debt consolidation in Ontario. We help you gather your debts together and create one simpler payment plan, so it becomes easier for you to get your finances in good order.

What Are the Debt Consolidation Loans in Canada?

In Canada, debt consolidation loans help you handle various debts by bringing them together in one place with a likely lower interest rate. Using this approach, you won’t have to keep track of as many payments, which can help reduce your monthly costs. We guide you as you find the right consolidation loan, which clears and organizes your repayment plan.

Debt Consolidation for Bad Credit: Options That Work

A fair or low credit score also won’t keep you from using debt consolidation for bad credit. We group up with creditors who recognize that credit score issues can be tough for debtors and discover approaches to improve the way you repay your mortgage. When you combine your debts with awful credit, you can discover that it reduces your concerns and offers you a way to bolster your credit score over the long term.

Why Choose Our Debt Consolidation Services?

  • A review of your debts and the purpose of your finances

  • Being able to apply for loans that fit different credit scores

  • Information about how you will repay your loan and what benefits come with your loan

  • Assistance from the start of my application up to my approval

We want to guide you in handling your debt better and improving your wealth with care and clarity.

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Our Partners

We’ve teamed up with over 50+ top-notch lenders to make sure you get the most competitive rates and best products on the market. We promise, you won’t be disappointed!

Take Control of Your Debt Today


Get in touch with Chausse Mortgages if you’re looking for debt consolidation loans in Canada or Ontario made just for you. Steer Clear is ready to help you handle your money and take care of your debts.

Debt Consolidation – FAQ

What is a debt consolidation loan?

A debt consolidation loan rolls multiple high-interest debts — like credit cards, lines of credit, and personal loans — into one monthly payment at a lower interest rate. It simplifies your finances and can save you thousands in interest.

Can I get a debt consolidation loan with bad credit in Niagara Falls?

Yes. Even if you’ve missed payments or have a low score, we work with lenders who offer debt consolidation loans for clients with bruised credit. Everyone deserves a second chance.

How does debt consolidation work in Grimsby, ON?

We review your debts, income, and goals, then match you with a lender offering a lower rate. You pay off your existing debts using one new loan — often secured against your home.

Can I save money with a debt consolidation loan in Stoney Creek?

Yes — especially if you're juggling credit card debt or high-interest personal loans. A single lower-interest payment can reduce your total interest paid and help you pay down debt faster.

Will debt consolidation affect my credit score?

Initially, your score may dip due to a credit check. But over time, consolidating and paying your debts on time often improves your credit score and reduces financial stress.

Do I need home equity to consolidate my debt?

Not always. Homeowners may qualify for a home equity loan or refinance, but unsecured debt consolidation loans may also be available, depending on your credit profile and income.

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