Your Path to Homeownership Starts Here

Whether you’re a first-time buyer or upgrading your space, I’ll help you find the right mortgage to make it happen.

Explore Purchase Options

Get Ready

Navigate Your Future with Confidence and Clarity

Let’s make your home purchase smooth, simple, and tailored to your financial goals.

Get Pre-Approved

Know exactly what you can afford and shop with confidence. I’ll help you get pre-approved quickly and easily.

Explore Your Options

Access mortgage products from top lenders and find the one that fits your goals, budget, and timeline.

Secure Your Home

From the offer to the closing table, I’ll guide you through every step to make your purchase stress-free.

Make Your Purchase with Certainty and Knowledge

Unlock the power of informed decision-making and feel confident as you move forward with your purchase.

Access expert insights to guide you through the entire buying process.

Get clear, actionable steps to ensure you make the right choice every time.

Make Your Purchase with Certainty and Knowledge

What Our Clients say!

Read what our clients have to say

Justin Chausse gets results PERIOD! As a single mom of two I needed a mortgage ASAP and Justin went above and beyond to guide me through each step. It was not an easy process, but Justin made me feel comfortable and confident at a time when I needed it the most. Justin is smart, dedicated, kind and easy to work with. I highly recommend working with Justin Chausse and encourage you to ask him the hard questions. He will find the answers and knows how to communicate them effectively.

Kate Carnegie

Wow! From the moment we reached out to Justin to the final signing, he provided exceptional service, above and beyond our expectations. We were very impressed with his introductory video and budget overview with a variety of options. He even tweaked our budget often (we had a lot of scenarios we wanted to run through) and answered every question timely and thoroughly. Justin also provided us with informed guidance to help us navigate what would be best for our needs. We highly recommend Justin. He will wow you too!

Alicia Merry

Justin is amazing! I have a unique situation being Self-Employed and he help me navigate my way through the daunting process. Whenever I had any questions he would answer them directly and honestly and he truly calm me down when I was spiralling with anxiety. I recommend him to all my friends and clients! Thank you, Justin, for making this process so much easier!!!! 🙏

Helena S

As a first-time investor in the real estate market, I was quite apprehensive about the entire mortgage process. Thankfully, I had the great fortune of working with Justin Chausse, a highly knowledgeable and dedicated mortgage broker who provided me with exceptional guidance and support throughout.

Adam Walker

As initial homebuyers, I never anticipated the stress that comes with acquiring your first house. Nevertheless, Justin guided us through the process, providing support and advice even during challenging moments. His excellent work and personal qualities make him highly recommended!

Iryna Rybchak

Justin provides top notch service. Detail oriented, knowledgeable and a high level of commitment was demonstrated. Would definitely recommend.

Phil Stouffer

FAQs

Find answers to commonly asked questions about mortgages.

How much do I need for a down payment?

The minimum down payment in Canada is 5% of the purchase price for homes under $500,000. For homes between $500,000 and $999,999, you'll need 5% of the first $500,000 and 10% of the portion above that. Homes over $1 million require a minimum 20% down.

What’s the difference between being pre-approved and pre-qualified?

Pre-qualification gives you a rough estimate of what you may be able to afford, while pre-approval is a more detailed process where a lender reviews your financial documents and confirms the amount you're eligible to borrow.

Can I buy a home with less than 20% down?

Yes, you can. However, if your down payment is less than 20%, mortgage default insurance (commonly called CMHC insurance) is required to protect the lender.