Mortgage Services in Canada

Mortgage Services in Canada:

Clear Guidance for Your Home Financing

Navigating the mortgage process can be difficult, especially with recent changes to lending standards. At Chausse Mortgages, we specialize in providing reputable mortgage services in Canada that make the process easier. Whether you're purchasing your first home, renovating, or refinancing, our team offers individualized assistance based on your financial objectives and needs.

Empower

Meet Our Team

Get to know the talented individuals behind our courses.

Justin Chausse

Mortgage Expert

When it comes to your mortgage, you deserve more than just a rate—you deserve advice that's tailored to your goals, not the bank's. After years of working inside the banking system, I became a mortgage broker to offer you more options, better strategies, and a plan designed around your future, not just your loan.

We believe that getting a mortgage is only the beginning. From your first conversation with us, you’ll get personalized advice that helps you make confident, informed decisions—whether you're buying your first home, refinancing, or planning for what's next. And even after your mortgage funds, we stay in your corner, continually monitoring opportunities to save you money and protect your investment.

Our mission is simple: to help you keep more of your hard-earned money where it belongs—in your pocket, not the bank’s.

Marsha Chausse

Mortgage Expert

Understanding your mortgage options shouldn't be overwhelming—and that's where Marsha comes in. With a background in education, she’s passionate about helping you learn what’s possible when it comes to financing your home or reaching your financial goals.

Many people don’t realize the variety of options available to them, but Marsha makes sure you do. Whether you're buying your first home, your next home, or refinancing to build a stronger financial future, she’s here to guide you every step of the way with clear advice and caring support.

And her work doesn’t stop when your mortgage funds. Just like the students she once taught, Marsha stays involved—celebrating your wins, helping you stay confident, and making sure you have the tools to succeed long after your mortgage journey begins.

Understanding the New Mortgage Rules in Canada

The new mortgage rules in Canada include significant changes that affect how mortgages are granted. Applicants should meet stronger qualifying requirements, undergo additional strain checks, and work within shorter borrowing limits. They help the housing market grow but will increase the difficulties involved when seeking a home loan. Education is key, and our experts show you how to apply the new loan rules in Canada to what suits you best.

Our mortgage service in Canada includes:

Help on mortgages that is tailored to your needs and finances

Help in comparing different mortgage lenders and products to find the best choices.

There are clear descriptions of the current mortgage market trends and how the rules affect you.

Guide you through all the documents involved and talk to the lender with you.

We always keep things clear so you know exactly what’s happening at every phase and are never left without any knowledge of your procedure.

Our Services

Pre Approvals

Get a clear picture of your borrowing power before house hunting. Pre‑approvals lock in an estimated rate and budget, reducing surprises and strengthening your offer. It's not just a number; it's your roadmap to confidently navigating today's market.

First-Time Home Buyers

Navigating the real estate market for the first time can be daunting. Chausse Mortgage Group offers expert guidance to help you find the right mortgage solution, ensuring a smooth transition into homeownership.

Self-Employed

Your income is unique. We specialize in self‑employed mortgages that recognize alternative documentation - bank statements, business revenue, or tax filings. You'll benefit from competitive structures and quicker approvals without jumping through unnecessary hoops.

Debt Consolidation

Tired of juggling high‑interest debt? Roll unsecured debts into your mortgage to streamline payments - and potentially lower your rate. We analyze your situation, outline the math, and guide you to a simpler, more affordable payoff path.

Private Lending

When traditional lenders can't help, private lending opens doors. Expect flexible terms and faster funding. Ideal for credit challenges, short‑term bridges, or unique property types - without lengthy bank delays.

B-Lending

B‑Lending (or "alt doc" mortgages) gives you access when A‑rated lenders say no. We partner with reputable B lenders, offering competitive rates and terms. With transparent fees and tailored approvals, you're financially included - not excluded.

Reverse Mortgages

Tap into home equity while staying put. A reverse mortgage lets homeowners 55+ convert a portion of their equity into tax‑free cash without monthly payments. We explain how much you can access and how it impacts your estate, so you stay informed.

Buying a Second Home or Rental Property

Interested in investment or holiday homes? We guide you through financing options for second homes and rental properties - covering down‑payment requirements, rental income qualifying, stress tests, and portfolio structuring.

Why Choose Chausse Mortgages?

We assist you in making clever selections by combining professional information with a friendly attitude. Our crew stays on top of all changes to rules so that you usually get the most up-to-date data. When you figure with us, you get a companion you may agree with who cares approximately about your long-term economic fitness and housing achievement.

Take the Next Step with Confidence

Get in contact with Chausse Mortgages proper away to discover how the brand-new mortgage policies in Canada will affect your ability to get a mortgage. As your loan manner gets easier and less upsetting, we are here to help you with clean, beneficial advice. We'd be satisfied that will help you locate the great credit score choice for your desires.